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Sample ODFI-TPS ACH Origination Agreement - Electronic

Additional Information:
Got Third-Party Senders? Your standard ACH Originator agreement isn't going to cut it. You need a sample agreement designed specifically for customers acting as a Third-Party Sender in the ACH Network. To address the additional risk that Third-Party Senders introduce to your financial institution, our Sample ODFI/TPS ACH Origination Agreement can provide you with additional legal protections and reduce your risk of financial loss. EPCOR has partnered with industry-recognized payments attorneys from Adams and Reese, LLP to completely rewrite our Sample ACH ODFI/TPS ACH Origination Agreement. This Word document version of our agreement allows you to easily customize our sample agreement to your organization's needs and align with your existing policies and practices. Improvements to our sample agreement include a simplified structure, enhanced limitation of liability section and updates related to the recent Rules change regarding requirements for Third-Party Senders and Nested-Third-Party Senders.
$100.00
$200.00
Available for Immediate Download

Sample Third-Party Sender ACH Management Policy - Electronic

Additional Information:
A TPS that has agreed with a Participating DFI to process Entries has certain, specific ACH Rule obligations, including the requirement to implement an ACH Risk Management Program. The components of an effective ACH Risk Management Program typically begins with the development and implementation of a formal ACH Policy. Establishment of an ACH Policy demonstrates to the ODFI the Third-Party Sender's understanding of its role in the ACH Network and the risks involved with its activities, by addressing the key ACH Rules to which the Third-Party Sender must comply. Also having thorough and well-documented ACH policies for your organization are crucial to establishing a strategic direction, mitigating risks, and managing compliance with the ACH Rules as well as other applicable rules and regulations. The 2024 Third-Party Sender Sample ACH Management Policy template incorporates updates to maintain with recent ACH Rule changes covering essential ACH processes such as ACH origination, Nested Third-Party Sender relationships, Originator strategies and onboarding requirements. Our user-friendly tool will help you tailor a Third-Party Sender ACH Management Policy according to your organization's involvement in the ACH Network. (2024)
$60.00
$120.00
Available for Immediate Download

Third-Party Sender ACH Audit & Risk Assessment Workbooks

SPECIAL OFFER: Order the Third-Party Sender ACH Audit & ACH Risk Assessment Workbook Bundle to SAVE over 10%!!
Additional Information:
(ELECTRONIC PUBLICATION) The ACH Rules now explicitly requires all Third-Party Senders to conduct an ACH Compliance Audit and ACH Risk Assessment as necessary. Complete both requirements efficiently and effectively, plus save over 10%, by purchasing this bundle which includes our 2024 Third-Party Sender ACH Audit Workbook and 2024 Third-Party Sender ACH Risk Assessment Workbook in downloadable format. The Third-Party Sender ACH Audit Workbook includes audit questions, sample reports and complete step-by-step worksheets based on the ACH Rules, so that you can easily assess and document your level of compliance. The Third-Party Sender ACH Risk Assessment Workbook covers a Third-Party Sender’s risk obligations as defined by OCC Bulletin 2006-39 ACH Risk Management Guidance, the FFIEC Retail Payment Systems IT Examination Handbook and the ACH Rules. The 2024 Third-Party Sender ACH Risk Assessment Workbook has been updated for the 2024 Nacha Rules. (2024)
This publication is copyrighted and purchase is good for one download/use. Contact Member Support for discounted pricing on multiple downloads. If you are not an EPCOR Member, please contact us at 800.500.0100 or memserve@epcor.org to place an order.
$325.00
$650.00
Available for Immediate Download

Third-Party Sender ACH Audit Workbook (ELECTRONIC)

Additional Information:
Third-Party Senders that have agreed with a participating Depository Financial Institution to process ACH Entries, including the performance of any functions of an ODFI are required to conduct an annual ACH Rules Compliance Audit. If you are conducting your audit internally, this user-friendly workbook will eliminate guesswork and guide you through the process. The 2024 edition of our Third-Party Sender Workbook has been updated with recent 2024 ACH Rules changes pertaining to Third-Party Senders, Nested Third-Party Senders, and will walk Third-Party Senders step-by-step through conducting their audit. A sample audit report and complete worksheets based on the ACH Rules are all included in this helpful tool, making it easy for Third-Party Senders to assess and document their level of ACH compliance. (2024) For more Third-Party Sender resources, visit our Third-Party Sender User webpage.
This publication is copyrighted and purchase is good for one download/use. Contact Member Support for discounted pricing on multiple downloads. If you are not an EPCOR Member, please contact us at 800.500.0100 or memserve@epcor.org to place an order.
$185.00
$370.00
Available for Immediate Download

Third-Party Sender ACH Risk Assessment Workbook (ELECTRONIC)

Additional Information:
(ELECTRONIC) The Third-Party Sender ACH Risk Assessment Workbook is designed to assist Third-Party Senders of all types in addressing their ACH risk. Content of the Workbook includes risk obligations as defined in the OCC Bulletin 2006-39, ACH Risk Management Guidance, the FFIEC Retail Payments Systems' IT Examination Handbook , FFIEC Guidance to Internet Banking and the current Nacha Rules. By answering yes, no, or not applicable, this Workbook will identify strengths and weaknesses in your existing ACH risk management program. Individual chapters address System and Controls, Credit Risk, Compliance Risk, High-Risk Activities, Third-Party Service Provider Risk, Operational & Transaction Risk and Information Technology Risk. EPCOR’s Third-Party Sender ACH Risk Assessment Workbook guides you in evaluating the Third-Party Sender’s risks by asking thought provoking questions about its current ACH policies, procedures and processes. The 2024 Third-Party Sender ACH Risk Assessment Workbook has been updated for the 2024 Nacha Rules including new Rules related to Nested Third-Party Senders. User-friendly worksheet questions are easily answered and include room for comments, to assist in developing a comprehensive ACH risk management program for your company. Compliance officers, audit personnel and operations staff within your organization will find the Workbook a valuable tool. (2024)
For more Third-Party Sender resources, visit our Third-Party Sender User webpage.
This publication is copyrighted and purchase is good for one download/use. Contact Member Support for discounted pricing on multiple downloads. If you are not an EPCOR Member, please contact us at 800.500.0100 or memserve@epcor.org to place an order.
$185.00
$370.00
Available for Immediate Download

Third-Party Senders and The ACH Network 4th Edition (PRINT)

Additional Information:
This 4th Edition update provides a review of the variations in legal requirements and processing obligations relating to the origination of ACH entries when a Third-Party Sender is involved in the origination of transactions through the ACH Network. This edition reflects the latest Nacha Operating Rules changes, offers real-world examples of Third-Party Sender relationships, and includes sound business practices, risk management topics and a checklist of issues to be addressed by ODFIs, Originators, and Third-Party Senders in processing agreements. Third-Party Senders and ODFIs partnering with and managing these organizations will benefit from the information discussed. Nacha (2022)
Nacha
January 20, 2022
$50.00
$100.00