Full Survey Results Are In: How Do You Stack Up on Same Day ACH?

Same Day ACH launched in 2016 with a goal of moving the ACH Network from next-day settlement to multiple same-day settlement options for virtually any ACH Network transaction. Currently, SDA moves over 600 million transactions a year up to $1 million per transaction - totaling $3.7 billion in transactions in 2021 - with three same-day processing windows per day.

At the five-year mark of this highly successful payments innovation, the Center for PaymentsTM and Nacha collaborated to conduct a market intelligence study of financial institutions to better understand the current and potential usage and strategies for Same Day ACH. Topics examined included adoption by banks and credit unions, potential barriers, operational and risk mitigation practices and strategies for future enhancements.

The complete findings of this study are now available exclusively to members of the ten payments associations like EPCOR that sponsor the Center for Payments. Our members can download the Executive Summary, infographic and full study results on the Knowledge Community.

Please call us at 800.500.100 if you have any questions about the study or other resources related to faster payments.