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Showing 31 - 40 of 155 Results

ACH Reclamations: What's Your Liability?

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Wednesday, October 30, 2024
10:00 AM - 11:00 AM Central Daylight Time
$225.00
$450.00


ACH Risk Assessment Workbook (ELECTRONIC)

Additional Information:
The ACH Risk Assessment Workbook is designed to assist Financial Institutions, both RDFIs and ODFIs, in addressing ACH risk. Content of the Workbook includes risk obligations as defined in the OCC Bulletin 2006- 39, ACH Risk Management Guidance, the FFIEC Retail Payment Systems IT Examination Handbook and current NACHA Rules. By answering Yes, No, or Not Applicable, this workbook will identify strengths and weaknesses in your existing ACH risk management program. Individual chapters address System and Controls, Credit Risk, High-Risk Activities, Compliance Risk, Third-Party Service Providers, Fraud Risk, Operational and Transaction Risk and Information Technology Risk. EPCOR's ACH Risk Assessment Workbook guides you in evaluating the FI's ACH risks by asking thought provoking questions about its current ACH policies, procedures, and processes. The 2024 ACH Risk Assessment Workbook has been updated to include a chapter specific to fraud risk that addresses data security, personnel practices, physical security, and operational controls. Other enhancements include the addition of questions related to credit risk related to Originator due diligence and Business Continuity planning and testing. User-friendly worksheet questions are easily answered and include room for comments, to assist in developing a comprehensive ACH risk management program for your FI. Compliance officers, audit personnel and operations staff will find the workbook a valuable tool. (2024)
This publication is copyrighted and purchase is good for one download/use. Contact Member Support for discounted pricing on multiple downloads. If you are not an EPCOR Member, please contact us at 800.500.0100 or memserve@epcor.org to place an order.
$185.00
$370.00
Available for Immediate Download

ACH Risk Management: The Lender's Perspective

Electronic Resources License: Included
Additional Information:
The risks of ACH origination can not be mitigated by the operations department alone. Any person or department that plays a role in initiating ACH payments on behalf of a financial institution or offers origination services to account holders is also responsible for the many risks associated with utilizing the ACH network. This course focuses on the role that lenders can take in the mitigation of ACH risk. Learn how to identify the risks associated with ACH origination from a lender's perspective and how to apply your ACH credit policy to proactively manage risk in line with your institution's risk appetite. The importance of proper authorizations, creditworthiness, exposure limits and other mitigating factors are covered. This course also includes a reference for you to print out and keep as a handy guide.
CEU INFORMATION: N/A
$225.00
$450.00
Available for Immediate Download

ACH Risk Mngmt.:Community Bank Board Lecture (SELF-PACED)

Electronic Resources License: Included
Additional Information:
Federal and state regulators require bank boards to be involved in the oversight of ACH Risk Management. This lecture course, specifically developed for community bank board members, explains why it is critical for the bank board to be involved in a financial institution's ACH Risk Management Program. Attendees will define the risks associated with ACH origination while identifying the Network's governing rules and regulations, then outline board member responsibilities related to the institution's ACH Risk Management Program as required by regulators.
CEU INFORMATION: .6 AAP/APRP
$225.00
$450.00
Available for Immediate Download

ACH Rules Update - RECORDING

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Tuesday, December 31, 2024
12:00 AM Central Standard Time
$225.00
$450.00


ACH Sample Management Policies (ELECTRONIC)

Electronic Resources License: Included
Additional Information:
Having thorough and well-documented ACH policies for your organization are crucial to establishing a strategic direction, mitigating risks, and managing compliance with the ACH Rules as well as other applicable rules and regulations. The 2023 ACH Sample Management Policies template incorporates updates to maintain with recent ACH Rules changes covering essential ACH processes like Same Day ACH origination and receipt practices, Nested Third-Party Sender relationships, Internal Originator strategies and Micro Deposit processing. Our user-friendly tool will help you tailor an ACH Management Policy according to your financial institution's involvement in the ACH Network. Includes a mapping tool and document retention table to aid in implementing policies throughout your ACH processes. (2023)
$50.00
$100.00
Available for Immediate Download

ACH Security Framework Checklist for Financial Institutions

Available for immediate download
Additional Information:
(ELECTRONIC PUBLICATION) A financial institution’s policies and procedures should reflect what the institution is doing to comply with regulatory standards and payment rules, plus illustrate the Board of Director’s expectations. This valuable tool is designed to assist financial institutions with assessing their compliance with Section 1.6 of the ACH Rules, frequently referred to as the ACH Security Framework Rule. This checklist helps an institution assess compliance with the Rule by providing a list of policies and procedures to review, plus provides areas for notes of the assessment. The Checklist includes industry-recognized security standards and guidance, along with defines terms. This valuable assessment tool enhances an institution’s annual ACH risk assessment process and provides institutions with a way to document compliance for regulators. (2023)
This publication is formatted as a PDF document. Users must have access to Adobe Reader.
$45.00
$90.00
Available for Immediate Download

ACH Security Framework for Originators (SELF-PACED)

Electronic Resources License: Included
Additional Information:
NACHA's ACH Security Framework Rule imposes greater expectations of data security on business ACH Originators. So, how do you educate your Originators on their new requirements? We've got a quick, thorough and FREE remedy for you! EPCOR has developed a short, on-demand course which provides business ACH Originators with a basic overview of their obligations under the ACH Security Framework Rule in an easy-to-understand manner. Actionable guidance to meet those expectations and valuable resources are included. Every business originating ACH transactions will benefit from this course's fundamental overview of the new ACH Rule requirement, useful tips for compliance and related resources. This course is free to EPCOR members to provide to their business clients.
CEU INFORMATION: .3 AAP/APRP
$0.00
$0.00
Available for Immediate Download

ACH Stop Payments (SELF-PACED)

Electronic Resources License: Included
Additional Information:
Before placing a stop payment order it's important to look at the whole picture. This course explains how to proceed with an ACH stop payment order based on transaction type, account type and other considerations. Learn how to apply the ACH Rules and Regulation E to your financial institution's procedures to ensure proper handling of both consumer and non-consumer ACH stop payments. Financial institution obligations including return handling, in-eligible items, time frames and more are also covered.
CEU INFORMATION: .6 AAP/APRP
$225.00
$450.00
Available for Immediate Download

ACH vs Regulation E

Electronic Resources License: Included
Additional Information:
This new ACH series breaks down our classic 101 on-demand courses into micro-courses that take only 15-20 minutes to complete and is ideal for payments professionals new to the ACH Network. This course explains the legal framework that governs the ACH Network, including the ACH Rules and other laws and regulations that have a direct bearing on the ACH Network. After completing this course, you will be able to identify the laws, rules and regulations governing the ACH Network and describe their purpose. ACH 101- ACH Participants and Transaction Flow and ACH 102: Recognizing an ACH Transaction are recommended as pre-requisites to this course.
$225.00
$450.00
Available for Immediate Download